IDFC FIRST Bank Source Verified
IDFC FIRST Bank Credit Card Charges & Annual Fees
Every IDFC FIRST Bank credit card we hold a source-verified record for, side by side: 2 cards. Each figure is the one on that card's record. Where a record does not carry a figure, the cell reads “Not published” rather than a zero or a guess.
| Card | Joining fee | Annual fee (as stated) | All-in annual fee (incl. GST) | Waived on annual spend of | Forex markup | Last verified |
|---|---|---|---|---|---|---|
| IDFC FIRST Mayura Metal Credit Card | ₹5,999 | ₹5,999 | ₹7,079 | ₹8,00,000 | 0% | 2026-08-21 |
| IDFC FIRST Classic Credit Card | ₹0 | ₹0 | ₹0 | No waiver criteria | 3.5% | 2026-08-21 |
Reading the two fee columns. Banks usually quote the annual fee before GST. The all-in column adds 18% GST to that figure, except where the record states the bank's own figure already includes it — in which case both columns match. Forex markup is the bank's stated percentage; GST applies to that fee too, and each card's own page shows the effective rate.
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