Union Bank of India · statement narration
DEBIT CARD AMC
The annual maintenance charge for keeping your debit card active. It is charged once a year whether or not you use the card.
In plain English
The annual maintenance charge for keeping your debit card active. It is charged once a year whether or not you use the card.
Also printed as DCARDFEE, DCCHG, CARD AMC, DEBIT CARD ANNUAL FEE, ATM CARD AMC.
Hinglish mein
Debit card chalu rakhne ka saalana charge. Card use karo ya na karo, saal mein ek baar lagta hai.
What it costs, including GST
Basic Savings Bank Deposit Account — Small Accounts (BSBDS) · Other
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: Union Bank BSBDS debit card only.
Why it happened
The yearly maintenance fee on your debit card fell due. The amount on your statement usually includes 18% GST, which is why it appears as figures like Rs 236 or Rs 354.
How to avoid it
Switch to a virtual or lifetime-free card variant if your bank offers one, or downgrade to a card type with a lower annual fee.