UCO Bank · statement narration
SMS CHG
A periodic charge for transaction alerts sent by SMS.
In plain English
A periodic charge for transaction alerts sent by SMS.
Also printed as SMS ALERT CHARGES, SMS CHARGES, SMS ALERT CHG, MSG CHG.
Hinglish mein
Transaction ke SMS alert ke liye lagne wala charge.
What it costs, including GST
Retail Banking Service Charges · Other
Rs 0.80 per domestic SMS alert, capped at Rs 20 per quarter, and Rs 2 per international SMS alert.
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Domestic SMS | ₹0.80 | ₹0.94 |
| International SMS | ₹2 | ₹2.36 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: UCO Bank accounts receiving SMS alerts. The domestic per-message rate is capped at Rs 20 per quarter; the schedule states no cap against the international rate and none is inferred. Charges are exclusive of GST.
Why it happened
SMS alerts are active on your account and the periodic fee fell due.
How to avoid it
Many banks charge nothing for app or email alerts. Switching alert channel usually removes this charge.