SharpScrollINDIA

Punjab National Bank · statement narration

PREPAID SURRENDER CHG

A charge for surrendering a prepaid card and closing it.

In plain English

A charge for surrendering a prepaid card and closing it.

Also printed as CARD SURRENDER CHG, PREPAID CLOSURE CHG.

Hinglish mein

Prepaid card wapas karke band karne par lagne wala charge.

What it costs, including GST

Retail Banking Service Charges · Other

₹295

₹250.00 before tax

Read 2026-09-06

The bank's figure is before tax, so 18% GST is added on top.

Applies when: Punjab National Bank prepaid cards; surrender of the card and transfer of the unutilised balance. Charges are exclusive of GST wherever applicable.

Why it happened

You surrendered a prepaid card.

How to avoid it

Spend down the balance before surrendering, since the charge is deducted from what remains.