Jammu and Kashmir Bank Limited · statement narration
CHQ BOOK CHG
A charge for cheque leaves issued beyond the free allowance for the year.
In plain English
A charge for cheque leaves issued beyond the free allowance for the year.
Also printed as CHEQUE BOOK CHARGES, CHQBK CHG, CHEQUE BOOK ISSUE, CHQ BK ISSUE CHG.
Hinglish mein
Saal ki free limit se zyada cheque leaves lene par lagta hai.
What it costs, including GST
Basic Saving Bank Deposit Account · Branch
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: J&K Bank BSBDA only; this zero-fee rule is limited to the minimum 25 cheque leaves per year. The page says beyond-allowance service may be charged under the extant schedule, but no amount is inferred.
Why it happened
You were issued cheque leaves beyond your account's free allowance.
How to avoid it
Stay within the free leaves each financial year and use digital transfers instead of cheques where possible.