IndusInd Bank Limited · statement narration
RTGS CHG
A charge on an outward RTGS transfer. RTGS is used for amounts of Rs 2 lakh and above.
In plain English
A charge on an outward RTGS transfer. RTGS is used for amounts of Rs 2 lakh and above.
Also printed as RTGS CHARGES, RTGS COMM, RTGS OUTWARD CHG.
Hinglish mein
RTGS transfer par lagne wala charge. RTGS Rs 2 lakh se upar ke transfer ke liye hota hai.
What it costs, including GST
Indus Delite Savings Account · Branch
RTGS branch transaction amount slab
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Rs 2 lakh to Rs 5 lakh | ₹20 | ₹23.60 |
| Above Rs 5 lakh | ₹45 | ₹53.10 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Indus Delite Savings Account; RTGS outward initiated at branch. Current schedule separately states Net Banking/Mobile Banking RTGS has no charge.
Indus Delite Savings Account · Other
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: Indus Delite Savings Account. 'Other' groups only the two source-named digital channels: Net Banking and Mobile Banking.
Why it happened
An outward RTGS transfer was sent from your account, usually through a branch.
How to avoid it
Use internet or mobile banking for RTGS, where charges are lower or nil. Inward RTGS is always free.