IDFC FIRST Bank Limited · statement narration
RTGS CHG
A charge on an outward RTGS transfer. RTGS is used for amounts of Rs 2 lakh and above.
In plain English
A charge on an outward RTGS transfer. RTGS is used for amounts of Rs 2 lakh and above.
Also printed as RTGS CHARGES, RTGS COMM, RTGS OUTWARD CHG.
Hinglish mein
RTGS transfer par lagne wala charge. RTGS Rs 2 lakh se upar ke transfer ke liye hota hai.
What it costs, including GST
Savings Account — Common Service Charges · General
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: IDFC FIRST Bank Savings Account. The official page lists RTGS among fund-transfer options available through internet banking, mobile app, ATMs and branch visits and states these transfers are without any additional charges.
Why it happened
An outward RTGS transfer was sent from your account, usually through a branch.
How to avoid it
Use internet or mobile banking for RTGS, where charges are lower or nil. Inward RTGS is always free.