HDFC Bank Limited · statement narration
CHQ BOOK CHG
A charge for cheque leaves issued beyond the free allowance for the year.
In plain English
A charge for cheque leaves issued beyond the free allowance for the year.
Also printed as CHEQUE BOOK CHARGES, CHQBK CHG, CHEQUE BOOK ISSUE, CHQ BK ISSUE CHG.
Hinglish mein
Saal ki free limit se zyada cheque leaves lene par lagta hai.
What it costs, including GST
Regular Savings Account · General
HDFC Regular Savings Account provides 1 free cheque book of 25 leaves every financial year. Each additional 25-leaf cheque book is charged at Rs100 (+ GST) (Rs4 per leaf).
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| First Cheque Book (25 leaves) per financial year | ₹0 | — |
| Additional Cheque Book (25 leaves) | ₹100 | ₹118 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: HDFC Bank Regular Savings Account.
Why it happened
You were issued cheque leaves beyond your account's free allowance.
How to avoid it
Stay within the free leaves each financial year and use digital transfers instead of cheques where possible.