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Dhanlaxmi Bank Limited · statement narration

IMPS CHG

A charge on an IMPS instant transfer.

In plain English

A charge on an IMPS instant transfer.

Also printed as IMPS CHARGES, IMPS COMM, IMPS TXN CHG.

Hinglish mein

IMPS instant transfer par lagne wala charge.

What it costs, including GST

Retail Banking Service Charges · Other

₹0

Read 2026-08-15

There is nothing to tax — this rule publishes no charge.

Applies when: Dhanlaxmi Bank inward IMPS transactions only.

Retail Banking Service Charges · Other

Read 2026-08-15

IMPS outward transaction amount slab

RateBank’s figureWith 18% GST
Rs 1 to Rs 1 lakh₹5₹5.90
Above Rs 1 lakh and up to Rs 2 lakh₹15₹17.70

The bank's figure is before tax, so 18% GST is added on top.

Applies when: Dhanlaxmi Bank outward IMPS transactions. The current Charges page lists Rs5 + GST up to Rs1 lakh and Rs15 + GST above Rs1 lakh up to Rs2 lakh.

Why it happened

An IMPS transfer was sent from your account.

How to avoid it

Use UPI for smaller amounts, or NEFT through digital banking, both of which usually carry no charge.