Canara Bank · statement narration
OLD RECORDS CHG
A charge for retrieving old transaction records, rising with the age of the record.
In plain English
A charge for retrieving old transaction records, rising with the age of the record.
Also printed as RECORD ENQUIRY CHG, OLD RECORD CHARGES.
Hinglish mein
Purane record nikalwane par lagne wala charge, jitna purana utna zyada.
What it costs, including GST
Retail Banking Service Charges · Branch
Enquiry of old records: free up to 6 months, Rs 100 per request above 6 months to one year, Rs 250 per request beyond one year.
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Up to 6 months | ₹0 | — |
| Above 6 months to 1 year | ₹100 | ₹118 |
| Beyond 1 year | ₹250 | ₹295 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Canara Bank accounts; enquiry of old records, banded by the age of the record. GST is additional.
Why it happened
You asked the bank to retrieve records older than the freely available period.
How to avoid it
Download and keep e-statements regularly so you rarely need to request old records.