Canara Bank · statement narration
EXCESS DEBIT CHG
A charge for transactions beyond the free number of debit entries in the period.
In plain English
A charge for transactions beyond the free number of debit entries in the period.
Also printed as LEDGER FOLIO CHG, EXCESS ENTRIES CHG, TXN CHARGES.
Hinglish mein
Period mein free debit entries se zyada transaction hone par lagta hai.
What it costs, including GST
Savings Bank Account — Standard Balance Schedule · General
Fifty debit entries free per half year; Rs 10 per debit entry thereafter
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| First 50 debit entries (half year) | ₹0 | — |
| Each debit entry after that | ₹10 | ₹11.80 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Canara Bank savings accounts. The free entitlement excludes debits made through alternate channels, which the page counts separately. GST is additional.
Why it happened
Your account recorded more debit entries than the free allowance for the half-year or quarter.
How to avoid it
Digital transactions and standing instructions are usually excluded from the count.